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How to make it, spend it, and invest it

Mastering Money

Mastering Money is hosted by Certified Income Specialist™ Steve Jurich. Steve’s comments have been seen on MarketWatch, CNBC.com, Bloomberg, and TheStreet.com. Steve is joined on most days by Money Radio favorite Ken Morgan as well as experts and authors from the world of Wall Street and real estate. New episodes published every weekday at 9am PST. Also, an encore show at 6pm PST. Listen every weekday to get a handle on emerging market trends, asset allocation strategies, social security, medicare, RMD planning, tax strategies, estate planning, annuities, life insurance and more!

One of the simplest ways for companies to communicate financial well-being and shareholder value is to say “the dividend check is in the mail.” Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance.  A company’s willingness and ability to pay steady dividends over time – and better yet–its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Today, we’ll reveal key methods of selecting winning dividend stocks to help you invest better. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don’t want to miss….MASTERING MONEY is on the air!!!                    

Gold is up 30% in 2020 , breaking the $2,000 dollar mark and creating a bit of a frenzy.  Maybe YOU are wondering if you should hop into the gold market, and if so, should you buy coins, bars, or ETFs that invest strictly in gold? Today we will first do a review of how the gold market actually works.  In fact, there are TWO gold markets, the futures market and the physical gold market. If you are going to be a gold investor, you need to know the difference. We’ll explain. We’ll also go into current supply and demand data, and finally we’ll reveal the REAL REASON gold has taken off in 2020, and it may really surprise you! A fact filled and timely show on gold today that you don’t want to miss…MASTERING MONEY is on the air!!

If you’re like most of us, you are always looking for smart ways to invest your retirement money. Consider Genetic Science. A Global Market Insights report estimates that the GENETIC TESTING  market ALONE will reach $22 billion by 2024, fueled by an increase in genetic diseases such as cancer, cystic fibrosis and Alzheimer’s disease.  In the pharmaceuticals sector, GENE THERAPY is a sleeping giant.  According to experts, chronic and rare conditions including cancer, cardiovascular diseases and central nervous system disorders will drive demand for gene therapy applications. Experts are projecting a compounded annual growth rate of 33.9 percent through 2026. Today, Steve and I will outline the investment opportunities in Genetic Science, which is currently testing vaccines for COVID 19. Then, the Medicare Myth Buster, Shelley Grandidge joins us to reveal  lower cost, higher benefit health insurance options…MASTERING MONEY is on the air!!!     

Today on Mastering Money, a very special guest joins us–Chris Hill, long time Wizard for the Motley Fool and host of the Motley Fool Money Show.  Steve and Chris will share views on the market.  But first…..Very few investors would consider basing their entire life savings around owning just one stock. The reason is obvious. Even with the best company on the planet, times change, things go wrong, competitors emerge and the stock price can fall.   At first glance, some investors believe diversification simply means SPREADING your risk. But is that really all there is to it? If all it took to be successful was to own lots of different stocks, without regard to WHY you own each and every one of them, then there would be no losers on Wall Street.   Everybody would win every day, and all the time. Because we know there are more losers than winners on Wall Street, it is important to truly diversify your portfolio in the smartest way possible–and according to your age.   A power packed show you don’t want to miss, MASTERING MONEY is on the air!!!

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show to help you INVEST SMARTER–plus money-making and money-SAVING ideas from Steve you won’t want to miss! –it all starts NEXT… MASTERING MONEY IS ON THE AIR! 

Many retired investors today are hoping, waiting, and praying for interest rates on bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a very long time.  Deflationary trends  have gripped the world forcing interest rates to near zero, and even below zero. Low rates help borrowers but hurt savers. One would think with all the money being printed that IN-flation would be the problem, not DEE-flation. But that’s not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you around SEVEN thousand dollars a year! You heard right, and you simply can’t retire on that!  Today we’ll analyze the problem, and define the most viable solutions. Then health insurance and Medicare expert Shelley Grandidge joins us. …You don’t want to miss TODAY’S show….. MASTERING MONEY is on the air!!  

Social Security benefits are one of the most important sources of income for retired Americans, and deciding when to start taking monthly checks from Social Security is a key element of almost everyone’s financial plan for retirement.  One of the arguments some financial advisors make is that by delaying your benefits, you can get what they call a “guaranteed return” of up to 8%!  But are you REALLY “making” 8 percent on your money by waiting, or is it a false narrative? Today on Mastering Money, Steve will explain why the “8% Return Myth” is just that–a Myth…. In fact, he will PROVE it!! If you want clear data on exactly when to claim Social Security and HOW to incorporate it into your financial plan, you don’t want to miss TODAY’S show….MASTERING MONEY is on the air!!

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of: 1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and the Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!