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Mastering Money

Mastering Money is hosted by Certified Income Specialist™ Steve Jurich. Steve’s comments have been seen on MarketWatch, CNBC.com, Bloomberg, and TheStreet.com. Steve is joined on most days by Money Radio favorite Ken Morgan as well as experts and authors from the world of Wall Street and real estate. New episodes published every weekday at 9am PST. Also, an encore show at 6pm PST. Listen every weekday to get a handle on emerging market trends, asset allocation strategies, social security, medicare, RMD planning, tax strategies, estate planning, annuities, life insurance and more!

Researchers at Yale and MIT have completed Nobel Laureate research on potential retirement outcomes for today’s retirees. The reason the picture is not pretty for many Baby Boomers, even those with million dollar portfolios, is just what you might expect: bond interest rates are too low to live on and relying on the stock market for income withdrawals simply is not mathematically sustainable. They point out you could need your money MOST when markets are down, causing  accelerated depletion of your savings.  Face it, stocks are not for income–but can anyone seriously consider retiring on a BOND paying less than one or two percent, with inflation headed to three or four percent one day?       Coming up, we’ll review a simple three step plan for getting your retirement income locked in so you can retire and STAY retired once and for all!  Then health insurance and medicare expert Shelley Grandidge joins us for her insights…an important show today you don’t want to miss…MASTERING MONEY is on the air!!!  

Well, by now it’s become apparent the stock market inhabits a different world than the one the rest of us live in. Amid the most severe social unrest in decades and a historic pandemic, the Nasdaq, Dow, and S & P indexes have been moving up quite nicely, after the shock of the shutdown caused a forty percent decline in March.  Why is it happening? How can the market go up when everyone is so bummed out?  Well, everyone is NOT bummed out. The professionals on Wall Street are reading the fundamentals and seeing how ready the Fed is to fix things. Today, we’ll compare today’s market to the year that Martin Luther King was tragically assassinated, and massive riots ensued. The market’s behavior may shock you!   A fact filled show you don’t want to miss, MASTERING MONEY is on the air!!!

One of the simplest ways for companies to communicate financial well-being and shareholder value is to say “the dividend check is in the mail.” Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance.  A company’s willingness and ability to pay steady dividends over time – and better yet–its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Today, we’ll reveal key methods of selecting winning dividend stocks to help you invest better. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don’t want to miss….MASTERING MONEY is on the air!!!

Playing catch up” with your investments is a term used to describe the idea of taking on more risk, rather than less, in the five years leading up to retirement. Many investors do this, especially during bull markets.It’s somewhat understandable. We all want to retire on the biggest pile of money we can, and many advisors actually TELL their clients that they “NEED” to take on more risk in order to catch up. That may or may NOT be good advice.  Back in the old days, it was very common for people to get completely out of the market at retirement, shifting all of their money into bonds, bank accounts, and annuities. Today,  investors are hungry for yield and have been buying up an investment issued by banks like UBS known as a leveraged Exchange Traded Note, or ETN, with some paying as high as EIGHTEEN percent! Today, we’ll review a Wall Street Journal report about two engineers who thought they were doing quite well–until the pandemic came along. It might shock you.  A great show for you today, MASTERING MONEY is on the air!!

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show–plus money-making and money-SAVING ideas from Steve you won’t want to miss! –it all starts NEXT… MASTERING MONEY IS ON THE AIR!    

What if there was technology that could actually KILL the COVID 19 virus? After all, the best virus is a DEAD virus! And only half of Americans say they will actually take the vaccine if one is available. Regardless, the big challenges for getting our entire economy back will be the restaurant, hotel, and sports industries including both professional and college stadium sports. Unless we actually kill the virus, it will keep these industries from regaining previous levels. To get ourselves out of this mess, we must defeat this tiny little microbe. Well, there is a bit of good news. Scientists have learned a lot about the virus in six months. Killing the virus is not as complex as we might think. The pandemic has set off a global race for vaccines, treatments, and  testing –but nothing would take the place of actually KILLING the virus at the point of contact in public places. Today, we’ll talk about robotic technology that is doing just that. Then Medicare and Health Insurance expert Shelley Grandidge joins us.  A great show you don’t want to miss…MASTERING MONEY is on the air!!! 

As more and more companies crumble inside the S & P 500, like JC Penney’s and Macy’s, the notion that you can blindly buy the S & P 500 and fall asleep at the wheel on your investments no longer holds water. Fewer than ten large technology companies are now driving the S & P. Some say that four hundred of the S & P stocks are dragging down the others. And the volatility on the S & P 500 is greater than it once was.  Today’s crazy markets and low interest rates are leaving many folks wondering where and how to allocate their money. Today, learn how to get systematic with your investment strategy, zeroing in on high quality dividend growth and technology stocks alongside guaranteed fixed income solutions. Learn the proper way to diversify your portfolio in these very volatile times.  Don’t miss it!  MASTERING MONEY is on the air!!!

Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends–including low interest rates–  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that’s not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can’t retire that! We’ll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A interesting show you don’t want to miss. MASTERING MONEY is on the air!!