The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are profitable. Each of these statements is false. Due to massive transitions in retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way! Today, we’ll tell you how the S&P index REALLY works, what you are REALLY investing in, and the facts may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don’t want to miss, MASTERING MONEY is on the air!!