Over the past century, markets have crashed A DOZEN TIMES, several times by more than fifty percent, leaving people’s finances and dreams in disarray for YEARS. Not only is money lost, but TIME is lost. It takes time to build up a nest egg. No one wants to START OVER in retirement. If you’ve been saving for thirty years for your dream retirement, it makes no sense to go back to where you were ten or fifteen years ago with your money. Can that happen? Well of course, it DID happen…. TWICE… in just the last twenty years! The S & P is soaring like an eagle right now, but won’t fly forever. That’s why it’s so important to CHANGE your investment focus as you near or enter retirement. Your time horizon shrinks for re-building a portfolio. Today, we’ll review the precise steps to take right now for PROTECTING what you have, LOWERING your risk, increasing your income and lowering your fees. Then CPA Nick Stefaniak joins us to help lower your taxes!! A great show you don’t want to miss MASTERING MONEY is on the air!