If you set aside twenty thousand dollars a year for thirty years in a tax deferred account you will have six hundred thousand dollars of principal if you earn zero percent. But if you average six percent, you will have over a million dollars in twenty four years. Do most investors average six percent over time? In depth studies of 401k plans show that most investors average far less than over twenty or thirty years. It all depends on whether you are at the beginning of your career or near the end. Near the end, NOT LOSING is more important than the rate you make. For younger workers, put your head down, go to work, keep getting paid, keep trying to save, and keep stuffing your 401k plan every single year. Today we’ll review the rate of return and WHERE to invest to build and protect a million dollars. A fact filled show you don’t want to miss MASTERING MONEY IS ON THE AIR!!